Benefits
Plans We Offer
We offer 4 MODA plans. They each have a different deductible and out of pocket cost.
Here is an out-of-pocket sheet which includes those amounts that would be deducted on a monthly basis:
Insurance Rates for Classified/Confidential Employees 2021-2022
Insurance Rates for Licensed Employees 2021-2022
We offer plans 2, 3, 4 and 6 (which is the HSA compliant plan).
We also offer the Quartz Vision plan and MODA dental plan 5 as part of our benefits package.
Plan 2 - $800/$900 Deductible Plan. $15/$20/$40 copay for various professional services if you take advantage of the PCP 360 coordinated care option. The deductible for services under the coordinated care plan is $800 per individual. If you do not wish to participate in the coordinated care, your deductible will be $900 per individual and you will not have copay's but will pay a percentage of the total charge for services after your deductible is met. Benefits for physicians, considered out-of-network, are paid at only 50% and have a $1600 separate deductible.
Plan 3- $1200/$1300 Deductible Plan. $20/$25/$50 copay for various professional services if you take advantage of the PCP 360 coordinated care option. The deductible for services under the coordinated care plan is $1200 per individual. If you do not wish to participate in the coordinated care, your deductible will be $1300 per individual and you will not have copay's but will pay a percentage of the total charge for services after your deductible is met. Benefits for physicians, considered out-of-network, are paid at only 50% and have a $2400 separate deductible.
Plan 4 -$1600/$1700 Deductible. $20/$25/$50 copay for various professional services if you take advantage of the PCP 360 coordinated care option. The deductible for services under the coordinated care plan is $1600 per individual. If you do not wish to participate in the coordinated care, your deductible will be $1700 per individual and you will not have copay's but will pay a percentage of the total charge for services after your deductible is met. Benefits for physicians, considered out-of-network, are paid at only 50% and have a $3200 separate deductible.
Plan 6 -$1600/$1700 Individual/$3400 Family Deductible. This plan is the high deductible HSA compatible plan choice. The district will continue to make a $1250 contribution to employee's HSA as an incentive for this plan. In order to remain in compliance with the IRS guidelines, this plan is not allowed to offer copays for the majority of services. This year the plan does include a lower percentage to pay out of pocket, after deductible, for those who are willing to use the PCP 360 coordinated care option.
OEBB Resources
You can find OEBB information as well as brochures that go into detail regarding the benefits they offer at the link below:
The new open enrollment guide as well as comparisons and videos can be found at the link below: (Please note that some plans may say "coming soon" so you will have to check back)